Sometimes, getting the medication your doctor prescribes can be very complicated. That may be due to insurance policies such as step therapy.
Also known as “fail first,” step therapy requires patients to take other medications and fail on them before the health insurer will pay for the medication originally prescribed by their doctor.Read More
People are living longer, healthier lives today with the help of advanced medicine. But innovative drugs can be expensive.
Insurance companies increasingly shift these drug costs to patients through coinsurance and co-pay requirements. In recent years, drug manufacturers have responded by offering co-pay coupons and co-pay assistance programs to help patients manage higher out-of-pocket expenses for prescription drugs.Read More
Step therapy is used by insurers to limit how much they spend on certain medications. Under step therapy, patients must try one or more drugs chosen by their insurer - usually based on financial considerations - before coverage is granted for the drug prescribed by the patient’s health care provider.Read More
Patients with chronic and complex diseases often require medication so they can do their jobs, care for their families and participate in their communities. But increasingly, cost-focused insurers are forcing patients to abandon proven treatments for cheaper alternatives, what’s known as “non-medical switching”.Read More