Understanding Step Therapy

Understanding Step Therapy

It’s a familiar scenario for most of us. You get sick and go to the doctor. Your doctor takes your medical history, examines you, and makes recommendations about your treatment. Your doctor writes you a prescription. But, for many patients, the process of getting the medication prescribed by their doctor may be far more complicated.

Read More

The Co-Pay Surprise

The Co-Pay Surprise

A new trend has more health insurers implementing what are known as co-pay accumulator programs, which change how patients meet their annual deductible.  Insurers embrace the programs to increase their revenues and discourage the use of high-cost drugs.  But, in so doing, they leave patients with a difficult choice.

Read More